That era is gone.

In this clip, Udit Naik breaks down the shift in today’s capital markets.

When cash was cheap, risk was rewarded.
Now?

Investors can earn 5 percent in the bank.

Which means capital is more selective.
More disciplined.
Less forgiving.

Udit shares a candid perspective on risk appetite, fixed income, and the temptation to chase the latest AI headline.

In uncertain markets, sometimes patience is the strategy.

If you are allocating capital or advising others who are, this conversation adds needed perspective.

🎥 Watch the clip.
🎧 Listen to the full episode on Capitalist Culture®: https://www.capitalistculture.com/