But Seth Cogswell, Founder and Managing Partner of Running Oak Capital, says they’re missing the real threat; drawdowns.
You can average 10% a year on paper, but if you hit a 30% drop right before retirement or a major expense, your financial plan can collapse overnight.
💡 “It’s not just what you earn, it’s when you earn it, and how much you lose along the way.”
🎧 Watch this clip, then catch the full episode on Capitalist Culture® to hear Seth explain how to protect wealth, manage sequence risk, and stay calm when markets don’t: https://youtu.be/QkXUtHnzloA